1800 Club

1800 Club Miami FHA Approval Extended

The U.S. Federal Housing Administration (FHA), the world’s largest insurer of mortgages, recently extended its stamp of approval on 1800 Club Condominium. The timeframe for this latest FHA approval extension on 1800 Club condos is from April 6, 2012 to April 6, 2014\. The 1800 Club Condo, a waterfront luxury condominium project, is the newest addition to the hottest new area in Miami, the Miami Performing Arts District. FHA is the agency that provides mortgage insurance on loans made by FHA-approved lenders throughout the U.S. This agency is the world’s biggest insurer of mortgages, insuring more than 34 million properties since its foundation in 1934. According to Joanne O’Mara-Mugavero, vice president for loan production in the Consumer Finance Group at Webster Bank, condominium management companies benefit from FHA approval as condo units become attractive to a large number of potential buyers. Without the FHA approval, condo unit buyers will not qualify for FHA loan programs. Under the new FHA rules, the approval is valid for two years. Every other year, the condominium management company has to submit a recertification package to remain FHA approved. Condo properties which are FHA approved are particularly attractive to buyers due to the following reasons: * Low down payment or equity position, as low as 3.5% down payment; * Condo purchases using down payments of 100% gift money from family members; * Higher debt-to-income ratios for borrowers; and * Lower credit scores To verify whether a condominium property is FHA approved, visit the FHA Condominium List Public Search site at https://entp.hud.gov/idapp/html/condlook.cfm. In addition to 1800 Club Miami, another condo property that is FHA approved in the Miami area is the IOS on the Bay Condominium. Miami's CondoBlackBook.com is your ultimate online resource center to help you find FHA approved for sale downtown Miami condos and Miami condos for sale.

1800 Club in Downtown Miami - Unit 2312 for Sale - Video Tour

**$385,000 - Unit 2312 in 1800 Club for Sale** This is your chance to own a exquisitely upgraded and spacious unit with gorgeous water views in the most desirable 1800 Club. Enjoy the European kitchen, granite counters, stainless steel appliances, upgraded floors and an oversized balcony accessible from all rooms! Incredible five star amenities! Across from Margaret Pace water front park, walk to stores and restaurants, the Arsht Center, AA Arena. Sale Price is $385,000\. Please contact us for showings.

Comparing the Best Miami Neighborhoods: Edgewater vs Midtown

If you’re after an urban, bay-centric lifestyle with quick access to Miami’s top cultural districts, two neighborhoods should be on your shortlist: Edgewater and Midtown. Located just north of Downtown Miami, these two highly walkable Miami neighborhoods offer distinct living experiences, despite their proximity. Edgewater leans active and serene, with Biscayne Bay views and generous green space, while Midtown hums with an energetic arts, shopping and dining scene and fast-growing commercial hubs. Understanding their differences (and similarities) is key to choosing which neighborhood’s lifestyle best fits your needs. In this article, we give you our 20+ years of Miami real estate experience to guide you on everything you need to know when choosing between Edgewater vs Midtown Miami. ## The Lifestyle Miami’s Edgewater neighborhood is a serene waterfront retreat stretching roughly from NE 17th Street to NE 37th Street, bordered by Biscayne Bay to the east and NE 2nd Avenue to the west. It’s a peaceful enclave, prized for its expansive green spaces, anchored by Margaret Pace Park, where spacious dog parks, sports courts, marina, and bayfront recreation create a resort-style urban sanctuary. The neighborhood has seen a meteoric rise over the past 15 years, attracting buyers who seek luxury condo living with world-class amenities at landmark developments like Elysee and Missoni Baia, as well the recently completed Aria Reserve South Tower, all luxury bayfront buildings with forever water views. It appeals equally to young professionals, families with children, and anyone looking for a central home base with quick access to Downtown, South Beach, the Design District, and Miami’s major cultural landmarks. ## ###### The Standard Residences - Midtown (rendering) Meanwhile, Midtown lies just northwest of Edgewater, west of Biscayne Boulevard, stretching from East Coast Boulevard to North Miami Avenue. It’s compact, and borders Wynwood along NE 29th Street and stretching north to the I-95 Expressway, where it meets Buena Vista and the Design District. Master planned about 20 years ago, it’s an entirely new neighborhood that is not waterfront, but does provide some bayviews from its several towers. It’s the perfect spot for those who thrive in a lively, walkable environment surrounded by shopping, diverse dining, and a steady dose of urban energy. Because of its intentional design, Midtown is like a modern village, where you can go downstairs and get your coffee in the cafe that’s basically in your building. Or walk one block to get basics at a variety of national retail stores. Like Edgewater, Midtown is also very pet-friendly. It’s currently experiencing a construction boom, started over the past five years, anchored by the upcoming and massive Midtown Park project, a large-scale residential and office complex, Jean-Georges Miami Tropic Residences, the Standard Residences Midtown, and the ULTRA Padel Club, the largest padel facility in the U.S. ## Getting Around Edgewater offers great walkability or a very short uber or free Metromover ride to Miami’s cultural and entertainment core, including the Pérez Art Museum, the Frost Museum of Science, and the Kaseya Center. For those who enjoy walking or cycling, Midtown, the Design District and Wynwood are within reach. And it’s the only mainland Miami neighborhood that gives you direct access to the beautiful and scenic Venetian Causeway, which is a favorite exercise path for a morning or evening walk, jog or bike ride, where you are surrounded by water on both sides. And it takes you straight into the west side of South Beach at Sunset Harbour in about a 12-minute drive. Public transit options include several Metrobus lines, the Metrorail, and Miami's free Trolley, though most residents travel by car thanks to the area’s convenient access to major roads like Biscayne Boulevard (US-1), I-395, and I-95, connecting you to the Miami Beach causeways, Brickell, and Miami International Airport. ###### Midtown sits very close to the heart of Miami’s cultural scene, just steps away from Wynwood's vibrant art galleries and the Design District’s Institute of Contemporary Art (ICA), Dale Zine bookstore, historic Moore Building, luxury boutiques and dining experiences. It’s grid layout and compact blocks make it ideal for those who value walkability in a bustling, urban setting. The neighborhood also offers quick connections to I-95, I-395, and Biscayne Boulevard, streamlining commutes to Downtown Miami, Miami Beach, and the airport. Public transit options mirror those in Edgewater, with bus routes, the Metrorail, and the Miami Trolley linking the area to Brickell, Downtown, and the Design District. Find out why Edgewater is one of the best neighborhoods for families in Miami ## The Work-Life Flow Edgewater remains primarily residential, with much less commercial activity than other parts of Miami, though it benefits from close proximity to Downtown and Midtown’s bustling business centers. The neighborhood features local cafes, boutique shops, and grocery stores like Publix, as well as a variety of independent retailers and everyday services. Midtown, by contrast, stands out as a vibrant commercial and retail hub anchored by The Shops at Midtown, a lively 26-acre open-air shopping center with a variety of major brands that serves as a convenient one-stop destination for everyday essentials. Additionally, Midtown hosts a number of corporate offices and mixed-use towers, reinforcing its role as a live-work-play district. The blend of business, retail, and residential uses creates a dynamic ecosystem that attracts both residents and visitors. ###### Midtown Shopping Center ## Outdoor Living & Waterfront When comparing Edgewater vs Midtown, Edgewater undeniably takes the lead in this category with Margaret Pace Park, a scenic 8-acre waterfront oasis overlooking Biscayne Bay. The park features walking trails, a sculpture garden, mangrove forests, and a marina, as well as direct water access perfect for kayaking, paddleboarding, and other water sports. As a visitor, you also get to enjoy basketball, volleyball, and tennis courts, plus a shaded playground and two dog parks designed for both large and small breeds. ###### Midtown’s green space landscape is more modest, centered around Roberto Clemente Park, a small neighborhood spot popular for casual recreation, dog walking, and relaxation. To balance this, many of Midtown’s newer condo developments include beautifully landscaped courtyards, rooftop gardens, and wellness decks that extend nature into the vertical cityscape. Watch our Midtown Miami video guide for the complete experience ## Arts and Culture While Edgewater is a quiet, laid-back neighborhood, it offers easy access by foot or car to Miami’s top cultural venues, including: * the Adrienne Arsht Center, * Ziff Opera House, * Kaseya Center, * Pérez Art Museum, and * Frost Museum of Science. In recent years, more boutique galleries and creative spaces have been opening, especially around luxury developments like Missoni Baia, enhancing Edgewater’s local art scene without sacrificing its tranquil character. ###### Pedestrian Promenade in the Design District, - SB Architects. Photo courtesy of SB Architects Midtown, on the other hand, benefits from being close to the heart of Miami’s buzzing art world in Wynwood and the Design District. These neighboring districts host major international art fairs like: * Art Miami, * Red Dot Fair, and * CONTEXT Art, alongside lively pop-up exhibits during Miami Art Week. It is also close to iconic venues such as the Moore Building and the Institute of Contemporary Art (ICA), which recently acquired part of the de la Cruz Collection and plans to expand its exhibition space and public programs by 2026, signaling a new chapter in the district’s cultural evolution. ## The Shopping Edit Edgewater’s largely residential character means retail options are limited, though not absent. Shopping choices include everyday needs at a Publix on Biscayne Boulevard and a selection of boutiques, bike shops, and furniture stores scattered along its main corridors. For a wider range of retail options, you can look towards nearby Downtown Miami, Midtown, Wynwood, and the Design District, which offer more specialized and luxury shopping experiences. Midtown, in contrast, stands out as a commercial hub anchored by The Shops at Midtown. The expansive open-air mall features over 200 shops and restaurants anchored by brands such as Target, Marshalls, Nordstrom Rack, Petco, and Trader Joe’s. The shops combine well-known chains with unique boutiques to meet diverse lifestyle needs in one convenient, walkable area. ## Signature Flavors Dining in Edgewater mirrors its residential charm, with many renowned restaurants housed within luxury condo developments, such as Amara at Paraiso. Other upscale dining options include Klaw and Casadonna, a couple of elegant locales in the historic Miami Women’s Club building offering breathtaking Biscayne Bay views, and Mignonette, famed for its seafood. Health-conscious eaters appreciate Pura Vida near Margaret Pace Park, while authentically crafted Italian pastries and coffee are highlights at Pinocchio Cafe and Paolo Fontanot Bakery. Casual spots like The Daily Creative Food Co. and La Latina also contribute to a varied local food scene. ###### KLAW in Edgewater - Artist Rendering Midtown is known for its vibrant culinary scene packed with diverse eateries and open-air cocktail lounges. Notables include Salumeria 104 with classic Italian fare; Novecento, where Mediterranean, Argentine, and Latin fusion cuisine pairs beautifully with an excellent wine selection; and is walking distance to all of the top-rated restaurants of the Design District. Check out our Local's Guide to all the best restaurants in Edgewater and Midtown ## Top Schools Edgewater and Midtown are close enough to share access to Miami's top private schools, including Centner Academy, the Cushman School, St. Francis Xavier, Center of Life Academy, Metropolitan International, Jacobs Athletic Science, ILEARN Preparatory, and the Interamerican Learning Center. Public options include Eneida M. Hartner Elementary School and Jose De Diego Middle School, as well as the prestigious Young Men’s Preparatory. High schools in the area include the highly-ranked, specialized Design and Architecture Senior High (DASH) and New World School of the Arts (NWSA), while charter options include International Studies Charter School, Toussaint Louverture Miami Arts Charter School, Aspira, and Bridge Prep Academy. ###### Design and Architecture Senior High (DASH) ## Architecture & Design Edgewater is distinguished by elegant towers built mostly within the last decade, alongside a few older low-rise residential buildings that add character to the neighborhood. These newer developments offer breathtaking Biscayne Bay views and upscale amenities such as Olympic-sized pools, state-of-the-art spas, and comprehensive fitness centers. Some of Edgewater’s most luxurious buildings include: * the newly completed south tower of Aria Reserve, with Miami’s tallest waterfront twin towers * Missoni Baia, which brings Italian fashion flair to the area, and * Elysee Miami, a 57-story boutique tower noted for its two-residences-per-floor exclusivity. And new Edgewater preconstruction developments include: * Villa Miami, a hyper-luxurious tower featuring an exoskeleton design and Miami’s first residential rooftop helipad, and * Cove Miami, promising a luxurious, Zen-lifestyle in the heart of Edgewater. Meanwhile, Midtown has seen a surge of new upscale condo development in recent years, with many projects surrounded by lush tropical gardens and offering state-of-the-art amenities and striking design. Some of the most notable include: * Midtown 29 and Midtown 4, noteworthy for their scale and modern finishes, and * Midblock Condominium, which brings established mid-rise charm to the area. Preconstruction developments in Midtown Miami include exciting projects like: * Midtown Park by Proper, a 28-story tower featuring over 40,000 square feet of curated indoor-outdoor amenity spaces, * Jean-Georges Miami Tropic Residences, with chef-approved amenities and a rainforest-inspired ambiance, and * The Standard Residences, branded by the New York-based hospitality firm. ## Prices & Perspective As a larger, waterfront neighborhood, Edgewater generally commands higher average prices than Midtown. Edgewater’s property pricing ranges from approximately $457,811 for an average listing ($317 per square foot) to ultra-luxury penthouses at over $9 million ($1,700 per square foot). Midtown offers a wider range of more moderately priced condos, with many listings available from an average of $342,977 ($359 per square foot) to upscale units listed at over $3 million ($1,129 per square foot). Both neighborhoods offer diverse price points and living options, making them appealing to everyone from first-time condo buyers to a range of high-net-worth investors looking for either serene waterfront luxury or vibrant urban energy. Find out what the future holds for Edgewater and Midtown in our expert interview ## The Winner: Should I Move to Edgewater or Midtown? While Edgewater and Midtown share many of the same level of modern condo availability and amenities, each neighborhood offers a distinctly different rhythm and lifestyle. If you prefer a more residential area, with direct bay access and lots of greenery, Edgewater will likely suit you best. But if you want to be in a walkable village atmosphere, surrounded by some of Miami’s most exciting art galleries, eateries, and shops in neighboring Wynwood and Design District, Midtown may be your match. Explore more of our Miami neighborhood comparisons to find your perfect fit: * Edgewater vs South Beach * South Beach vs Miami Beach * Edgewater vs Downtown Miami * The Miami Beaches: South vs Mid-Beach vs North Beach * Sunny Isles vs Surfside * Brickell vs Brickell Key These guides will help you make an educated decision as to which South Florida spot is ideal for you. And if you'd like personal guidance or want to see listings in any of these neighborhoods, we're just a call, text, or email away. We're here to provide the expert guidance and real estate intelligence you deserve. **LET'S GET SOCIAL!** Connect with us on Instagram and Youtube. We’ll be more than happy to sit down with you and help you to learn more about our listings and the different neighborhoods in Miami that you may wish to call home.